November Notes

Parsimony is the surest path to wealth.

The 50/30/20 rule budget is a simple way to budget. You spend 50% of your after-tax pay on needs, 30% on wants, and 20% on savings.

Your principles are no good if they don’t get exercised.

Time is one commodity that we can’t hoard for another day. We can’t control the rate of the spend of time, we can only control how we spend it. 

Be more intentional about doing something to improve yourself every day.

Photo by Robin Sallie taken at the Saad home in Wilmington, Delaware on Saturday, November 27, 2021.

“Every day is player development day.” — Dr. Ron Sen

“15 minutes a day, every day makes a habit for change. You build a momentum, and that can carry over to other activities. Suddenly, you look at things like scrolling through social media, or mindlessly watching TV with a new critical eye.” – Mary Stevens

“15 minutes is attainable today, and when repeated over time momentum and a significant amount of change can happen. It isn’t magic, just intentional effort, repeated day after day.” – Mary Stevens

You are worth 15 minutes every day. Seize that time to do something for yourself, that isn’t being selfish, you are building a new you.

What methods do you use to generate high-quality conversations?

The benefits of feeling and expressing gratitude are that you savor positive experiences, become more resilient in the face of stress, improve your physical and mental health and increase the self-worth of others.

Michael Phelps trains in the dark. When his goggles failed at key event, he soldiered on, because not seeing is his default state.

Have an opinion and take a stand. This is more difficult than it seems because it means you need to know enough and be committed to your opinion.

Do not pass your business cards out with absolutely no conversation. You have to make a connections for your card to mean anything.

Quality always lasts and retains value. A little bit of a good thing is better than a lot of rubbish.

Use headlines to catch the attention of anyone that reads it, draw them in to read the first sentence of your story.

People are more willing to share their professional and personal experiences when the other party understands their background.

Businesses need to genuinely integrate gender equality into their company values and culture.

Biases are not easy to break.

People on the spectrum, of which there are many among us, get overstimulated by socializing. It’s not enough to want to be able to do it. Prioritizing won’t change their brain. Tim Merrick

ambivert /ˈambəˌvərt/ a person whose personality has a balance of extrovert and introvert features.

in·ter·sti·tial /ˌin(t)ərˈstiSHəl/ of, forming, or occupying interstices. pertaining to or situated in an interstice, ECOLOGY. (of minute animals) living in the spaces between individual sand grains in the soil or aquatic sediments. 1640s, from Latin interstitium “interval”

in·ter·stice /inˈtərstəs/. noun an intervening space, especially a very small one.

“I cannot make you understand. I cannot make anyone understand what is happening inside me. I cannot even explain it to myself.” ― Franz Kafka, Metamorphosis

Coaching is not psychotherapy or counseling. One of the most obvious differences is that therapy tends to focus on feelings and experiences related to past events, whereas coaching is oriented towards goal setting and encourages the client to move forward. A coach works with a functional person to get them to become exceptional. A coach works with people who are already emotionally healthy to move them to magnificent levels. Coaching does not rely on past issues for achieving growth, but rather focuses on goals towards the future. Coaching is action oriented. The focus is on where the client is right now, where they want to be next, and how to get them there.

“Any idiot with a whistle can coach.” – Anonymous Parental Rant

“Being good at leaving is a success accelerator. Leaving jobs, leaving relationships, leaving the room, leaving conversations.” Sekai Farai @SekaiFarai

What is your winning plan? Can an impartial observer identify it?

Each of us has different values and priorities. The notes above — collected by Dr. Ron Sen —come from Malala Yousafzai’s MasterClass on advocacy. She finds them vital to pursuing her mission of promoting education for girls.

“A lot of people say they want to be great, but they’re not willing to make the sacrifices necessary to achieve greatness. They have other concerns, whether important or not, and they spread themselves out. That’s totally fine. After all, greatness is not for everybody.” — Kobe Bryant

“There is no one out there, no actor on the stage of society, who can or will bring about the radical transformation required to save humanity and the world – no one that is except We the People. There is no one else who will do it for us, and it is a job that must be done.” – Richard Moore, Escaping the Matrix

You are worth so much more than your productivity.

Redlining was part of a series of racist policies instituted in federal and local government agencies that trapped Black and brown people in low-income neighborhoods.

The Home Owners’ Loan Corporation (HOLC) and Federal Housing Administration (FHA) created color-coded maps that assigned “mortgage security” grades to residential neighborhoods. These maps, which determined who received mortgages, identified predominantly Black and immigrant neighborhoods as red or “hazardous,” preventing homeownership and creating lasting disinvestment in neighborhoods of color (Mapping Inequality). 

The legacy of redlining continues to play a significant role in the racial inequality in housing, the lack of generational wealth and class mobility, and the overall quality of life for Black people (Teen Vogue).

An independent press is critical to democracy.

Health is wealth.

One of the great myths of our culture of toxic productivity is that working more always leads to a better result.

Play more, work less. Fewer expenses, less income. It’s all about balance.

Aesthetic of work: if you make something that forces people to acknowledge how much time and effort it took to create, they would inherently prescribe greater value to it.

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